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BBPS CERTIFIED PLATFORM

India's Most Reliable
BBPS Bill Payment
Software

Launch your own BBPS-compliant bill payment platform and let your customers pay Electricity, Gas, Water, DTH, Insurance & more — instantly, securely, 24×7.

RBI & NPCI Certified Real-Time Processing White-Label Ready 20+ Bill Categories

20+

Bill Categories

500+

Billers Integrated

99.9%

Uptime SLA

BBPS Bill PaymentPowered by Transacto
LIVE
Electricity BillMPCZ — Oct 2026
₹ 1,240
Water BillIMC Indore — Oct 2026
₹ 380
Gas PipelineIGL — Oct 2026
₹ 960
BroadbandBSNL — Nov 2026
₹ 599

Bharat Bill Payment
System — Explained

BBPS (Bharat Bill Payment System) is an RBI-mandated, NPCI-operated integrated bill payment platform that allows customers to pay utility and recurring bills through a single interoperable ecosystem — anytime, anywhere.

Transacto's BBPS platform gives you a fully white-labelled, ready-to-deploy solution so your business can offer bill payment services to your customers under your own brand — without building from scratch.

RBI Mandated & NPCI CertifiedFully compliant with BBPS Operating Guidelines
  • Single platform for 20+ bill categories
  • Instant payment confirmation & receipts
  • Supports all payment modes — UPI, Cards, Net Banking, Wallets
  • Real-time settlement & commission tracking
  • White-label web & mobile app included
Bill Categories Supported
Electricity
All state boards
Water
Municipal boards
Gas
IGL, MGL, GAIL
Mobile
Postpaid bills
Broadband
BSNL, Jio, etc.
Insurance
LIC, private
DTH
Tata, Dish, etc.
+13 More
Loan, Tax & more

20+ Bill Categories Covered

One platform, every bill your customers will ever need to pay.

Electricity
All state DISCOMs
Water
Municipal corporations
Gas / PNG
IGL, MGL, GAIL, Mahanagar
Mobile Postpaid
Airtel, Jio, Vi, BSNL
Broadband / Landline
BSNL, Jio, ACT, Airtel
DTH
Tata Play, Dish, Airtel
Insurance Premium
LIC, private insurers
Loan Repayment
Banks & NBFCs
Credit Card Bills
All major banks
School / Education
Fee payments
Municipal Tax
Property & other taxes
+ 9 More
FASTag, Clubs & more

Everything You Need to Launch & Scale

Transacto's BBPS platform ships with every feature your business needs — out of the box.

White-Label Web & App

Launch under your own brand. Full custom domain, logo, colour scheme. Both web panel and mobile app included.

Real-Time Processing

Payments are processed and confirmed in real time. Instant receipt generation with transaction ID for every bill paid.

RBI & NPCI Compliant

Fully certified under BBPS Operating Guidelines. Your platform is legally compliant from day one — no extra effort needed.

Commission & Wallet Management

Earn commissions on every transaction. Built-in wallet system for agents and retailers with auto-settlement.

Multi-Role Panel

Separate dashboards for Admin, Distributor, Retailer, and Customer. Manage your entire network from one place.

Analytics & Reports

Live transaction reports, revenue analytics, success rate tracking, and downloadable statements — all in your dashboard.

How It Works

From customer bill inquiry to payment confirmation — 4 simple steps.

01

Select Bill Category

Customer selects the bill type — Electricity, Gas, Water, DTH and so on from the platform.

02

Enter Consumer Details

Enter consumer number or account ID. System fetches the bill amount from the biller in real time.

03

Choose Payment Mode

Pay via UPI, Debit/Credit Card, Net Banking, or Wallet — all payment modes supported.

04

Instant Confirmation

Payment processed in seconds. Instant digital receipt generated and sent to customer via SMS & email.

Why Businesses Choose
Transacto BBPS

7-Day Go-Live

We deploy your branded BBPS platform within 7 business days — fully tested and production-ready.

99.9% Uptime SLA

Our infrastructure is built on redundant cloud systems ensuring your platform is always available — zero downtime for your customers.

Scalable API

REST API-first architecture. Integrate BBPS payment into any existing app, website, or PoS system in hours.

Multi-Payment Gateway

Integrated with Razorpay, Paytm, PayU, CCAvenue and more — maximum payment success rate guaranteed.

Revenue Share Model

Earn commissions on every bill paid through your platform. Distributor and retailer hierarchy supported with auto-payouts.

24/7 Support

Dedicated support team available round the clock via phone, WhatsApp, and email — post deployment included.

T

Transacto Support

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